Research a Variety of Financial Institutions Different institutions offer different mortgage rates in Kansas City, depending on where their emphasis is in the market place. Lenders who get their business from first time homebuyers may offer better mortgage rates for homebuyers than homeowners looking to refinance. Therefore, it’s important to contact a wide range of […]
The Kansas City mortgage company you choose will help you make the important decision of buying a new home. Therefore you ideally want to develop a healthy and beneficial relationship with the Kansas city mortgage company and lender you choose. Here are some good tips to follow during the home buying process that will make […]
Kansas City mortgage rates are often confusing to new homebuyers and existing homeowners. When a lender offers you a rate, the figure is largely determined by: Your credit score The size of your down payment Your debt-to-income ratio Luckily, Kansas City mortgage rates have continued to remain relatively low over the last few years. This […]
A good faith estimate (GFE) is provided by your Kansas City mortgage lender and outlines the estimated costs for your Kansas City mortgage. Therefore, a good faith estimate helps people applying for mortgages in KC comparison shop to gauge how much they will owe after closing.
Contrary to popular belief, selecting the best mortgage company in Kansas City should not be based solely on who has the best interest rates at the moment. Choosing a lender is a serious decision and should not be made on a whim. It’s important to determine what matters most to you when picking a mortgage […]
Finding a Kansas City mortgage lender isn’t just about getting the lowest interest rate for your loan. An experienced loan officer will find a financing plan that is right for you, so choosing the right representative is crucial. Ideally, your Kansas City mortgage lender should be knowledgeable, respectful, and experienced.
Qualifying for a Kansas City home loan is difficult enough without mistakenly matching the wrong loan to your prospective property. While it may be tempting to attain funds from anywhere you can, it is important to know if your loan is eligible for the property you are pursuing.
It’s important to understand your financing choices when reviewing multiple options for Kansas City home loans. Knowing how much you can spend when shopping for a new home makes the process easier and less stressful.
If you are considering buying a home, it’s a good idea to understand what it takes to get a home loan in Kansas City before house hunting. Buying your own home is one of the most important financial decisions you will make in your life. Saving for a down payment, reviewing your credit report, gathering […]
Getting pre-approved for a mortgage in Kansas City is essential to buying a new home. Before you start looking for your dream home, it’s important to be prepared for the pre-approval process. The first steps are to know what a pre-approval letter is, what kind of documents you’ll need to obtain a mortgage, and how […]
The information provided herein has been prepared by a third party company and has been distributed for education purposes only. The positions, strategies or opinions of the author do not necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. Each loan is subject to underwriter final approval. All information, loan programs, interest rates, terms and conditions are subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.