Being house poor versus being underwater can be easily confused with each other, as both have to do with how much your home does or does not cost and how much you are paying on it. However, there are vital differences to remember since the two situations can happen thanks to very different sets of […]
It’s no secret that in order to sell your home you should depersonalize it first so potential buyers will not feel like they’re intruding. But there are a few home trends that you should look out for in 2018 that you can take advantage of when selling your home.
Expecting to buy a home in 2018? Keeping an eye on the housing market is an important part of choosing a home that is within your budget as well as determining if it is a good time for you to buy or wait. While looking at real estate projections for 2018, it is critical to […]
You want to pursue a career as a loan officer, congratulations! This high-reward career is perfect if you want to help people achieve their dreams of homeownership in addition to having a stable, flexible job. But what are the requirements and qualifications of a loan officer and how do you get them?
Selling your home in the winter can be tricky since there tends to be less of a market and homes sell for less. But don’t let that discourage you! Winter can be a great time to sell your home since many people who buy homes in the winter are more serious about making a deal. […]
No home is perfect. If you have completed a home inspection and issues have been found in the home that need to be fixed, what do you do? You can take a number of routes to negotiate for repairs, but each option should be carefully considered in order to benefit all parties.
The prospect of buying a new house, be it your first or second, is exciting and it is easy to get lost in the moment. But take a step back, look at the situation critically and ask yourself: How much house can I afford? Determining your budget before you go house shopping will help you […]
You hear the term “mortgage loan officer” a lot, but what does that mean and what do they do? Could this be a viable career for you? Let us go over the basics of what a mortgage loan officer is, their job responsibilities, and what it takes to become one.
Selling your home? Before you prepare your home for sale, there are several easy home improvements that can help add value to your home and attract buyers. Clean Up Your Landscape No one likes an ill-kept yard. Not only does it look bad, but it can turn away potential buyers. A well-landscaped home will make […]
Before you begin the process of purchasing a home, you must first prove that you are responsible and capable of paying off the loan you take out. As such, lenders are obligated to collect specific documents to review before they begin approving your application for a home loan.
The information provided herein has been prepared by a third party company and has been distributed for education purposes only. The positions, strategies or opinions of the author do not necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. Each loan is subject to underwriter final approval. All information, loan programs, interest rates, terms and conditions are subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.