You’ve just moved into your new home! Congratulations! As a new homeowner, there are several rules and etiquettes to follow to maintain a good relationship with your neighbors. Even if there are no houses rights next to yours, these homeowner etiquette rules are still important to abide by:
Escrow is when money is held by a third party on behalf of two other parties that are in the process of a large financial transaction—in this case, the home buyer and the home seller negotiating a home sale.
We use social media in our everyday lives to connect with friends and family, do business and find the best deals in town. But do you use it to find a new home? When using social media to find a new home, it is best used as a supplement to more traditional forms of house […]
As a lender, you will say it a lot: Homeowners are required to purchase homeowners insurance to protect themselves and the lender from losses should the home be damaged. But did you know it can affect a client’s mortgage and other aspects of their homeownership?
Selling your home in the winter can be tricky since there tends to be less of a market and homes sell for less. But don’t let that discourage you! Winter can be a great time to sell your home since many people who buy homes in the winter are more serious about making a deal. […]
No home is perfect. If you have completed a home inspection and issues have been found in the home that need to be fixed, what do you do? You can take a number of routes to negotiate for repairs, but each option should be carefully considered in order to benefit all parties.
The prospect of buying a new house, be it your first or second, is exciting and it is easy to get lost in the moment. But take a step back, look at the situation critically and ask yourself: How much house can I afford? Determining your budget before you go house shopping will help you […]
You hear the term “mortgage loan officer” a lot, but what does that mean and what do they do? Could this be a viable career for you? Let us go over the basics of what a mortgage loan officer is, their job responsibilities, and what it takes to become one.
Selling your home? Before you prepare your home for sale, there are several easy home improvements that can help add value to your home and attract buyers. Clean Up Your Landscape No one likes an ill-kept yard. Not only does it look bad, but it can turn away potential buyers. A well-landscaped home will make […]
Before you begin the process of purchasing a home, you must first prove that you are responsible and capable of paying off the loan you take out. As such, lenders are obligated to collect specific documents to review before they begin approving your application for a home loan.