Your spouse has a lien or bank levy against them for an unpaid debt and creditors are insisting that you are also responsible for their debt. Are they right? When determining if you are responsible for the debt of your spouse, ask yourself these questions:
Earning money through investments can be tricky. You have some money you can invest, but don’t want to directly invest in the stock market. Investing in a certificate of deposit (CD) is a safe option that you can earn money from when done correctly.
Saving up your money in order to buy a home shouldn’t be complicated. But if you’re looking for a low-risk investment, a high-yield online savings account may be for you. These types of savings accounts are offered solely online and have higher interest rates than traditional savings accounts.
When you are a loan officer, you may have clients with money market accounts. It’s important to understand what a money market account is and how it works. That way, you can educate clients about the best investing options for them. What is a Money Market? A money market is a type of savings account […]
Do you need to save up money to buy a new home and be able to afford your Kansas City mortgage rates? Consider getting a certificate of deposit (CD). A CD is a common savings certificate that offers a low risk investment with a good return on investment (ROI) depending on how long you plan […]
Despite their home being their largest asset, many homeowners never calculate their true return on investment if they want to sell their home. When they do sell, they will receive what is known as return of capital. Viewing your residence as an investment rather than a sunken cost can make all the difference when trying […]
You are moving from your current home and want to gift it to a loved one like an adult child. It can’t be that hard, right? Gifting your home to a loved one can be trickier than you may think, but they are doable when researched thoroughly. Tax Consequences of Gifting a Home First, let […]
Where a school district is located has a significant effect on the property values of nearby homes. School districts with a good reputation attract families with school-aged children, creating a demand for nearby real estate. This demand can drive up property values. The Wealth of Homeowners In and of itself, a good school district is […]
Is your mortgage company veteran friendly? Veterans have unique needs and requirements than civilians, so your mortgage company needs to be able accommodate them respectfully and efficiently. Here’s why you company should be veteran friendly: Veterans Have Different Needs Unlike civilian home buyers, veterans tend to have different and more unique needs. For example, the […]
If you’re in the market for a new home, there’s a lot to consider like price, square footage, number of bedrooms or bathrooms, the layout design and more. But one of the most important factors is the quality of nearby school districts. Even if you don’t have children or don’t plan to have any, school […]