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What’s The Difference? Earnest Money Versus Down Payment

May 3, 2018 by jWeb Media

You have found the home you want to purchase and have put down some earnest money on it. But then you discover that you also have to pay a down payment! What is going on? Was the money you paid previously not the down payment? While both the money you paid for the earnest money […]

Filed Under: Blog, Home Buyers & Home Sellers Tagged With: down payment, earnest money

How Much Should You Put Down in an Earnest Money Deposit?

June 1, 2016 by jWeb Media

You’ve found the house you’ve decided you’re committed to buying. To show the seller that you are serious about your offer, you decide to put down an earnest money deposit. How do you know how much you should put down and what determines the rate? There is no “right” answer, as it depends on a […]

Filed Under: Blog, Mortgages & Home Loans Tagged With: buying a home, earnest money, housing market

Understanding Earnest Money

May 13, 2016 by jWeb Media

You have been searching the market for the perfect home and found one that is for you. If you are serious about the offer, you will give the buyer a deposit of earnest money that they will hold onto until your offer is accepted by the seller. But what exactly is earnest money and how […]

Filed Under: Blog, Mortgage Rates Tagged With: down payment, earnest money, real estate contract

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© 2019 · Cornerstone Mortage, Inc · Sitemap ·
Guild Mortgage Company is an Equal Housing Lender; AZ BK #0018883; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee; GA #6268; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the New Hampshire Banking Department; NV Banker #1076 / NV Broker #1141; OR ML-176; Rhode Island Licensed Lender; State of Missouri Principal Location: 17280 North Outer 40, Ste. 101, Chesterfield, MO 63005; Company NMLS ID 3274. http://www.nmlsconsumeraccess.org/ All loans subject to underwriter approval. Terms and conditions apply. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5898 Copley Drive San Diego, CA 92111; For more licensing information, please visit https://www.guildmortgage.com/licensingBrought to you by Jweb Media.

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