When buying a home, there are a lot of factors to consider. One of the most important questions to ask yourself is whether or not it is in your best interest to have a co-borrower on your Kansas City home loan. In many cases, having a co-borrower can improve your chances of getting pre-approved for a […]
Need a loan outside the conforming loan limit? You still have options even if you have been rejected for a jumbo Kansas City home loan. When the housing market crashed in 2007, many flexible options went to the wayside. However, the market’s recovery over the past two years has revived some of these older programs. […]
If you are a mortgage lender, you already know each borrower’s background is unique. For lenders, it’s important to evaluate your clients’ histories and determine whether they are a risky endeavor or a solid investment. There are a few red flags that can tell you if a Kansas City home loan applicant is an unattractive […]
Millennials, or people born between 1982 and 2002, are far less likely to get a credit card than the Baby Boomer generation that came before them. While this may seem like a safe way to manage your finances, it’s much harder to build significant credit without a credit card. First-time homebuyers may have difficulty attaining […]
It’s important to understand your financing choices when reviewing multiple options for Kansas City home loans. Knowing how much you can spend when shopping for a new home makes the process easier and less stressful.